At InstaCoverage, trust, transparency, and responsible data handling are important.
This page explains how we handle user information, protect privacy, manage consent, and provide clear coverage estimates.
What this website does
InstaCoverage helps users understand possible health coverage options by asking a short set of questions and generating an educational estimate.
The website may show:
- Possible coverage paths
- Estimated monthly ranges
- General plan fit guidance
- Possible next steps
- Option to connect with help
What this website does not do
This website does not:
- Guarantee eligibility
- Guarantee plan pricing
- Enroll users automatically
- Replace official marketplace verification
- Provide medical advice
- Provide legal advice
- Provide tax advice
- Act as a government agency
Privacy-first approach
We collect only the information needed to process your coverage inquiry, generate an estimate, and provide follow-up if requested.
We do not ask for:
- Social Security number
- Payment card number
- Medical records
- Detailed diagnosis information
Please do not submit this type of information through the website.
Secure data handling
We use reasonable security safeguards to protect submitted information.
These may include:
- HTTPS encryption
- Secure hosting
- Access controls
- Limited internal access
- Consent logging
- Suppression list handling
- Spam and abuse prevention
No online system can be guaranteed 100% secure, but we take reasonable steps to protect user information.
Consent and communication control
We collect consent before follow-up communications where required.
Users can:
- Opt out of SMS by replying STOP
- Request no further phone calls
- Request email removal
- Ask questions about their data
- Request correction or deletion where allowed
Analytics and improvement
With a visitor's permission, we may use optional analytics tools to improve the website experience.
These tools help us understand:
- Where users click
- Where users stop
- Which pages are confusing
- Whether forms work properly
- How to improve completion rates
Quote answers, direct contact details, ZIP codes, dates of birth, income, quote identifiers, and private result URLs are excluded from the analytics events generated by this website.
Data sharing
Information is used by Ramsay Jean-Jacques, the licensed insurance agent operating this website, and shared only with service providers (hosting, CRM/dialer, SMS, email, analytics, security) needed to respond to the user's request.
We do not sell user information, and we do not transfer it to other agencies or lead buyers.
Estimate transparency
All estimates shown on this website are educational.
Final pricing, eligibility, provider networks, benefits, and enrollment availability must be verified by the carrier, marketplace, government agency, or licensed insurance professional.
Contact
Questions about trust, privacy, or security can be sent to:
- ramsay@instacoveragequote.com
- (888) 635-3380
- 12677 Classic Drive, Coral Springs, FL 33071