This Consent Policy explains how Ramsay Jean-Jacques collects, records, and uses your consent when you submit information through InstaCoverage or instacoveragequote.com.
Why consent is collected
We collect consent so that we can:
- Process your coverage inquiry
- Generate estimated coverage information
- Create a lead record
- Contact you about your request
- Connect you with Ramsay Jean-Jacques, the licensed insurance agent operating this website
- Send follow-up calls, texts, or emails when permitted
- Maintain compliance records
- Respect opt-out requests
What you consent to
The quote form presents up to three separate, optional consent checkboxes. None of them is pre-checked, none is bundled with the Terms of Service, and each can be declined.
Contact may occur by:
- Phone call
- Text message
- Voicemail
- Automated dialing technology
- Pre-recorded message, if applicable and allowed
Message and data rates may apply.
Consent is not a condition of receiving a quote or purchasing any product or service.
Call consent checkbox text
By checking this box, I provide my express written consent for InstaCoverage (Ramsay Jean-Jacques) to contact me at the number provided using automated technology, prerecorded or artificial voice messages, and text messages, regarding health insurance products and services. I understand that my consent is not a condition of purchasing any property, goods, or services, and that I may revoke consent at any time, including by replying STOP.
Non-marketing SMS consent checkbox text
I consent to receive non-marketing text messages from InstaCoverage (Ramsay Jean-Jacques) at the phone number provided, including quote delivery, verification codes, and appointment or callback reminders. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of receiving a quote. See our Privacy Policy and Terms of Service.
Marketing SMS consent checkbox text
I consent to receive marketing and promotional text messages about health coverage options, special enrollment periods, and plan updates from InstaCoverage (Ramsay Jean-Jacques) at the phone number provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of purchase. See our Privacy Policy and Terms of Service.
SMS consent
We operate two separate SMS programs — a non-marketing program (quote delivery, verification codes, appointment or callback reminders) and a marketing program — each with its own separate consent checkbox.
If you consent, you will receive a confirmation message when you are subscribed.
You can opt out at any time by replying STOP.
You will receive a final confirmation message after opting out. To rejoin, sign up as you did the first time or reply START.
For help, reply HELP or contact ramsay@instacoveragequote.com.
Phone call consent
If you provide your phone number and consent, Ramsay Jean-Jacques may call you about your coverage inquiry.
You may request not to be called again by telling the representative, using a Do Not Call request, or contacting us at (888) 635-3380 or ramsay@instacoveragequote.com.
Email consent
If you provide your email address, we may email you about your coverage inquiry, estimated options, appointment reminders, or follow-up information.
You may opt out of promotional emails using the unsubscribe link where available or by contacting us.
Consent records
We may store consent records, including:
- Name
- Phone number
- Email address
- Form submitted
- Consent checkbox status
- Consent language shown
- Date and time
- IP address
- User agent
- Source page
- Campaign source
- Calculator answers
These records help us prove that consent was collected and help us manage opt-outs.
Withdrawing consent
You can withdraw consent for future communications at any time.
To opt out:
- Reply STOP to SMS messages
- Tell an agent not to call you
- Email ramsay@instacoveragequote.com
- Call (888) 635-3380
Withdrawing consent does not affect communications already made before your request was processed.
Do Not Call requests
If you request not to be called, we will add your phone number to our internal suppression or Do Not Call list.
Processing may take a reasonable amount of time.
Who will contact you
Your inquiry is handled by Ramsay Jean-Jacques, the licensed insurance agent (NPN 21168419) operating this website. Your information is not sold or transferred to other agencies or lead buyers.
Ramsay Jean-Jacques is licensed in 27 states (Alabama (AL), Arizona (AZ), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Indiana (IN), Iowa (IA), Kansas (KS), Louisiana (LA), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), West Virginia (WV), Wisconsin (WI)) and can only quote or enroll residents of those states. The About page shows the current licensing map.
Contact
Questions about consent can be sent to:
- ramsay@instacoveragequote.com
- (888) 635-3380
- 12677 Classic Drive, Coral Springs, FL 33071