This website is operated by Ramsay Jean-Jacques under the brand name InstaCoverage.
The information provided on this website is for general educational and informational purposes only. It is intended to help users understand possible health coverage options based on the information they choose to provide.
This website does not provide medical advice, legal advice, tax advice, financial advice, or professional insurance advice.
Not an official quote
The estimates, ranges, plan examples, subsidy information, and coverage options shown on this website are not official insurance quotes.
Actual plan availability, premiums, deductibles, subsidies, tax credits, eligibility, enrollment periods, provider networks, benefits, and coverage terms may vary based on many factors, including:
- Your location
- Age
- Household size
- Household income
- Tobacco use
- Plan year
- County
- Eligibility rules
- Enrollment period
- Carrier availability
- Information submitted by you
- Final verification by the marketplace, carrier, or licensed insurance professional
Any estimated monthly cost shown on this website is not guaranteed.
No guarantee of coverage
Submitting information through this website does not guarantee that you will qualify for a health insurance plan, subsidy, tax credit, special enrollment period, Medicaid, CHIP, Medicare, or any other coverage program.
Coverage decisions are made by the relevant marketplace, carrier, government agency, or authorized enrollment platform.
Not affiliated with the government
Unless clearly stated otherwise, InstaCoverage is not a government agency and is not owned, operated, or endorsed by the federal government, HealthCare.gov, CMS, Medicare, Medicaid, or any state marketplace.
References to marketplace plans, HealthCare.gov data, CMS data, or public health insurance information are provided for educational comparison purposes only.
Licensed agent assistance
If you request help, Ramsay Jean-Jacques, the licensed insurance agent (NPN 21168419) operating this website, may contact you about your coverage options. Your information is not sold or transferred to other agencies or lead buyers.
Only a licensed insurance professional can provide advice specific to your insurance situation.
Where we are licensed
Ramsay Jean-Jacques currently holds an active health insurance license in 27 states: Alabama (AL), Arizona (AZ), Delaware (DE), Florida (FL), Georgia (GA), Hawaii (HI), Indiana (IN), Iowa (IA), Kansas (KS), Louisiana (LA), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), New Hampshire (NH), North Carolina (NC), North Dakota (ND), Ohio (OH), Oklahoma (OK), Oregon (OR), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), West Virginia (WV), Wisconsin (WI). We can only quote or enroll residents of these states. A highlighted map is available on the About page, and licenses can be verified through your state's department of insurance or NIPR using NPN 21168419.
Savings estimates
Savings estimates are based on plans and subsidies available in your area and are not guaranteed. Your actual premium depends on eligibility, household income, and plan selection.
Accuracy of information
We try to keep information accurate and current, but we do not guarantee that all information on this website is complete, accurate, current, or error-free.
Plan information may change without notice.
You should verify all plan details, pricing, benefits, exclusions, provider networks, drug coverage, and eligibility directly with the carrier, HealthCare.gov, the applicable marketplace, or a licensed insurance professional before making a decision.
No medical advice
This website does not provide medical advice or recommend any medical treatment, provider, medication, facility, or healthcare service.
Always consult a qualified healthcare professional for medical questions.
No emergency service
This website is not for medical emergencies or urgent health matters.
If you have a medical emergency, call 911 or your local emergency number immediately.
Limitation of liability
To the fullest extent allowed by law, Ramsay Jean-Jacques is not responsible for losses, damages, claims, costs, or expenses resulting from your use of this website, reliance on website information, delay in obtaining coverage, inability to obtain coverage, or decisions made based on estimated results.
Contact
Questions about this disclaimer can be sent to:
- ramsay@instacoveragequote.com
- (888) 635-3380
- 12677 Classic Drive, Coral Springs, FL 33071