Who is behind InstaCoverage?
InstaCoverage is operated by Ramsay Jean-Jacques, an independent licensed health insurance agent. There is no lead reselling — quote requests are handled for this independent agency and licensed-agent assistance is provided only when requested or consented to.
Licensing
Licensed agent
Ramsay Jean-Jacques
National Producer Number
NPN 21168419 (verify on NIPR)
Based in
12677 Classic Drive, Coral Springs, FL 33071
“InstaCoverage” is the brand name under which Ramsay Jean-Jacques operates this website as an individual licensed insurance agent. State licenses and carrier appointments can be verified through your state’s department of insurance or the NIPR lookup above.
States we can help you in
Ramsay Jean-Jacques currently holds an active health insurance license in 27 states, highlighted in blue below. If your state is not highlighted yet, we are not able to quote or enroll you there today — licensing is expanding, so check back soon.
- Alabama (AL)
- Arizona (AZ)
- Delaware (DE)
- Florida (FL)
- Georgia (GA)
- Hawaii (HI)
- Indiana (IN)
- Iowa (IA)
- Kansas (KS)
- Louisiana (LA)
- Mississippi (MS)
- Missouri (MO)
- Montana (MT)
- Nebraska (NE)
- New Hampshire (NH)
- North Carolina (NC)
- North Dakota (ND)
- Ohio (OH)
- Oklahoma (OK)
- Oregon (OR)
- South Carolina (SC)
- South Dakota (SD)
- Tennessee (TN)
- Texas (TX)
- Utah (UT)
- West Virginia (WV)
- Wisconsin (WI)
Licenses can be verified through your state’s department of insurance or via NIPR using NPN 21168419.
How this service is paid for
Using InstaCoverage is free for you. If you enroll in a plan with our help, the insurance carrier pays a standard commission — the same commission built into the plan whether you enroll through an agent, through HealthCare.gov, or directly with the carrier. Your premium is never higher because you used this website or worked with a licensed agent.
Savings estimates shown on this website are based on plans and subsidies available in your area and are not guaranteed. Your actual premium depends on eligibility, household income, and plan selection.
Our promises to you
- Your information is used only to prepare your quote and follow up on your request.
- Your information is never sold or transferred to other agencies or lead buyers.
- Seeing your plans is free, and there is never any obligation to enroll.
- You choose how we contact you — every consent on the quote form is separate and optional where allowed.
InstaCoverage is not the Health Insurance Marketplace® website and is not a government agency. To see all Qualified Health Plan options in your state, visit HealthCare.gov. See our Disclaimer and Trust Center for details.