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Cookie and Analytics Notice

The cookies and analytics tools this website may use.

Effective Date: July 20, 2026

InstaCoverage uses a necessary device-local preference to remember your analytics choice. Optional analytics technologies load only if you select “Allow analytics.” The calculator and private results do not require optional analytics.

What cookies are

Cookies are small files or similar technologies stored on your browser or device.

They help websites remember information, measure activity, and improve user experience.

Types of browser technologies we use

  • Necessary preference storage, used to remember whether you allowed analytics
  • Security and fraud-prevention measures needed to operate the calculator
  • Optional analytics, performance, conversion, and session-insight tools, only after permission

Analytics tools

We may use tools such as:

  • Microsoft Clarity
  • Google Analytics
  • Google Tag Manager
  • Meta Pixel
  • Similar analytics or advertising tools

When allowed, these tools may collect:

  • Pages visited
  • Clicks
  • Scroll behavior
  • Session activity
  • Device type
  • Browser type
  • Referral source
  • Form progress
  • Conversion events

Optional analytics do not load on the quote, verification, private results, or help-request pages. Those tools therefore do not receive quote answers, names, phone numbers, email addresses, ZIP codes, dates of birth, income, quote identifiers, verification codes, or private result URLs from this website.

Microsoft Clarity

We may use Microsoft Clarity to understand how visitors interact with the website through heatmaps, session recordings, and behavior analytics.

The website restricts the analytics data it generates to non-identifying page and funnel information. We use this data to improve the website, fix problems, and reduce user confusion.

Managing cookies

Use the privacy choices panel when you first visit, or select “Cookie choices” in the footer at any time. “Use necessary only” keeps optional analytics from loading. You can also use browser or device privacy settings and provider opt-out tools.

Choosing necessary only does not prevent you from using the calculator or viewing plan estimates.

Contact

Questions about cookies or analytics can be sent to:

  • ramsay@instacoveragequote.com
InstaCoverage

Operated by Ramsay Jean-Jacques

NPN 21168419

12677 Classic Drive, Coral Springs, FL 33071

(888) 635-3380 · ramsay@instacoveragequote.com

Estimates are educational and may vary by situation. This website does not provide official quotes, guarantee eligibility, or replace advice from a licensed insurance professional. Plan availability, pricing, and eligibility must be verified with the carrier, marketplace, or licensed agent.

Why us

  • Live marketplace data
  • Licensed agents on call
  • Encrypted & never sold

Attention: This website is operated by Ramsay Jean-Jacques and is not the Health Insurance Marketplace® website. In offering this website, Ramsay Jean-Jacques is required to comply with all applicable federal law, including the standards established under 45 CFR §§155.220(c) and (d) and standards established under 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace® website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace® website at HealthCare.gov.

© 2026 Ramsay Jean-Jacques. All rights reserved.

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